Advanced Technologies for Microfinance: Solutions and by Arvind Ashta

By Arvind Ashta

In todays international society, microfinance presents reduce source of revenue participants the chance to enhance their financial scenario via a democratic, market-based technique. complex applied sciences for Microfinance: recommendations and demanding situations is the 1st publication to systematically handle technologys impression on microfinance. It discusses a large choice of know-how functions that would outline the subsequent new release of the microfinance circulation and it addresses the cruel questions surrounding know-how in microfinance. for example, what are the dangers of technology-enabled microfinance and what is going to it suggest for the inclusiveness and empowerment of the carrier? This dynamic assortment is a must have for someone drawn to microfinance, even if you're a donor, lender, or investor.

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Credit delivery in combination with such other services is often referred to as an integrated or holistic approach and has become increasingly popular over the last years. One of the main contributors to this development is Vijay Mahajan, Chairman of BASIX India, based in Hyderabad, who fostered, together with Tomas Dichter, the idea of livelihood promotion. The success of this integrated model has spurred similar projects in other countries such as Kenya and Papua New Guinea. In the next background section, we argue that especially small organizations play a crucial role within the holistic approach.

Org/p/site/c/template. microfinancefocus. com/news/2009/08/16 last accessed on 14 Oct, 2009. 17 18 Chapter 2 Free & Open Source Software for Microfinance: Increasing Efficiency and Extending Benefits to the Poor Britta Augsburg The Institute for Fiscal Studies (Centre for Evaluation of Development Policies), UK Jan Philipp Schmidt United Nations University MERIT, The Netherlands Karuna Krishnaswamy Independent Consultant, India ABStRACt In this chapter we investigate the potential of open source software to increase the impact of microfinance (MF) especially for the very poor.

Software system scalability is an important requirement in a context where the user base is large and growing rapidly. It is important that the system should have adequate capability to handle high traffic levels without adversely affecting the user experience. It may also be noted that this requirement is of critical importance to Service Providers, even though it is also of interest to investors and clients. Availability This is another key requirement from the user’s perspective. It is evident that in order for a system to be effectively used, it must be available for the intended user.

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